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📜 Digital Estate & Legacy Guide

Cancelling a Loved One's Subscriptions & Auto-Payments

Published October 2026 · Last verified October 2026

Where the Charges HideRecurring payments live in a few predictable places. Check each one.The monthly chargesBank & card statementsEmail receiptsApp store on the phoneAutopay with companiesIllustration — a schematic. Set-up screens differ; each takes only a few minutes.
A schematic overview — your set-up screens may look a little different, but the idea is the same.
Stop a Charge, Step by StepWork one subscription at a time — there is no rush.Find itStatement,email, or phoneCancel itApp store orthe companyLog itWrite downwhat you didConfirm itCheck the nextstatementIllustration — a schematic. The order is a suggestion; do one box at a time.A schematic of the plan — company steps vary; the order does not have to.
The plan as a short checklist you can work through a little at a time.

After a death, monthly charges keep running until someone stops them. This guide shows you how to find every recurring payment, cancel each one in the right place, and keep an orderly record so nothing slips through.

Bill Davis
Bill's Home Tech · Atwater, Ohio
Want the full deep-dive?
The Cancelling a Loved One's Subscriptions & Auto-Payments Guide
PDF · plain English · no ads · made by Bill
Cost
Free — no purchase needed
Time
Work through it at your own pace
Difficulty
Beginner-friendly · one step at a time
Bill's hotline
(330) 200-8042

After a death, monthly charges keep running until someone stops them. This guide shows you how to find every recurring payment, cancel each one in the right place, and keep an orderly record so nothing slips through.

What's inside this guide

The printable PDF walks through 36 short chapters, in plain language. It also includes an everyday cheat sheet and at-a-glance pictures.

  1. The Whole Plan on One Page
  2. What a Recurring Charge Really Means
  3. Why Subscriptions Keep Charging After a Death
  4. Before You Cancel Anything
  5. Reading Bank and Card Statements
  6. Finding Receipts in the Inbox
  7. The Subscriptions List on an iPhone
  8. The Subscriptions List on Android
  9. App Store vs. the Company Directly
  10. Netflix, Hulu, Disney+, and the Rest
  11. Spotify, Apple Music, and Audible
  12. Microsoft, Adobe, Antivirus, and Cloud Tools
  13. iCloud, Google One, and Dropbox
  14. Amazon Prime, Warehouse Clubs, and Gyms
  15. Newspapers and Magazines
  16. A Private, Gentle Cancellation
  17. Power, Water, Phone, and Internet
  18. Insurance, Donations, and Other Hidden Payments
  19. When a Charge Won't Stop — and How to Stop It
  20. Disputing Charges After a Death
  21. When the Company Won't, the Bank Can
  22. Keeping an Orderly Record
  23. Which Accounts to Keep Temporarily
  24. The Trials That Turn Into Charges
  25. When One Bill Hides Many Services
  26. Add-Ons and Device Payments
  27. Balances You Shouldn't Lose
  28. Checking the Next Statement
  29. Fake 'Renewal' and 'Refund' Calls
  30. Protecting Their Information as You Go
  31. Common Worries, Answered
  32. Doing This in the Right Order
  33. Joint Subscriptions and Shared Logins
  34. If You Only Do Three Things
  35. You Don't Have to Do It Alone
  36. Finish the Job Soon

Get the printable guide

Everything above is a quick summary. The full, printable guide — the same words, laid out to read and keep by the computer — is a free PDF.

Download the printable PDF →

Last verified October 2026. Information accurate as of October 25, 2026.

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Any prices or outside products mentioned in this guide can change over time — the details here were last checked August 2026 and this page is accurate as of October 18, 2026; please confirm current pricing before you buy. See how often we review our guides →