A Company You Use Got Breached —
What to Do Now
Published October 2026 · Last verified October 2026
A letter or email arrives: a company you use has been breached, and your information may have been exposed. It's unsettling, but it's manageable. This guide shows you how to tell a real notice from a scam, the calm steps to take in order, and when a breach crosses into something that needs more than a new password.
A letter or email arrives: a company you use has been breached, and your information may have been exposed. It's unsettling, but it's manageable. This guide shows you how to tell a real notice from a scam, the calm steps to take in order, and when a breach crosses into something that needs more than a new password.
What's inside this guide
The printable PDF walks through 28 short chapters, in plain language. It also includes an everyday cheat sheet, a plain-English word list and at-a-glance pictures.
- A breach notice is manageable
- First question: is the notice even real?
- Telling a real notice from a fake one
- How to verify a notice yourself
- The calm response, step by step
- Step one: change that password
- Step two: fix the password everywhere you reused it
- Step three: turn on two-factor
- Step four: watch your statements
- Step five: consider a credit freeze
- Free credit monitoring offers
- What kind of data leaked matters
- When it crosses into identity theft
- identitytheft.gov: the one place to start
- Freezing and fraud alerts for theft
- Don't let the notice rush you
- After a well-known breach in the news
- Checking what else may have leaked
- Why unique passwords soften every breach
- Helping a spouse or parent respond
- What a breach does not mean
- Keeping records, just in case
- A gentle version for the computer-shy
- Breaches at your bank or card issuer
- Breaches at email or tech accounts
- Watch for follow-on scams
- Staying calm the next time, too
- Putting it all together
Get the printable guide
Everything above is a quick summary. The full, printable guide — the same words, laid out to read and keep by the computer — is a free PDF.
Last verified October 2026. Information accurate as of October 25, 2026.
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